Contractors & Construction Insurance

How Our Coverage Is Built

Every construction business faces different risks based on how, where, and what you build. Our process starts with understanding your operation and builds coverage around it.

Understand the work

Review of your work scope, project mix, contracts, and subcontractor relationships

Identify the pressure points

Evaluation of current coverage, gaps, and requirements tied to owners and lenders

Build the program

Coverage structured to support active projects and future growth without unnecessary friction

Workers Compensation Protects your crew and supports compliance as payroll, class codes, and jobsite exposure shift.

General and Contract Liability

Addresses third-party injury and property damage while helping meet owner and GC insurance requirements.

Builders Risk Covers materials and work in progress during construction, including project specific lender and contract needs.

Commercial Auto and Fleet Supports vehicles on the road and at the jobsite, including mixed use fleets and hired and non owned exposure.

Equipment and Jobsite Protection Helps cover tools, mobile equipment, theft, and damage that can interrupt project timelines.

Contractors Professional and E&O Liability

Designed for design build, consulting, and project management exposures tied to errors or omissions.

Environmental and Pollution Liability Supports projects involving excavation, fuel, mold, or site conditions that trigger environmental concerns.

Cyber Liability Addresses ransomware, wire fraud, and system interruptions tied to vendor payments and job coordination.

Ready for Renewable Work

Renewable projects bring added insurance requirements that need to be addressed early. With experience supporting solar, BESS, wind, and geothermal companies, we help contractors navigate the details that affect renewable and energy builds.

Project Requirements

Support meeting project insurance requirements, including limits, endorsements, and documentation needed for site access, helping prevent compliance issues that delay mobilization.

Tools and Equipment Protection

Coverage for tools and equipment used on and off the job site, including property that moves between locations. This helps reduce disruption from theft, damage, or loss during active projects.

Builders Risk Structure

Support structuring Builders Risk coverage to reflect project scope, timelines, and ownership interests common in renewable construction, helping coverage stay aligned as projects progress.

Renewable Market Access

Access to insurance markets that offer broader terms, higher limits, and coverage options designed for renewable construction projects, giving contractors more flexibility as project demands change.

Experience You Can Count On

Meet Levi Fishman, the agency partner leading our Commerce Township office. With decades of experience helping scrap metal recycling businesses protect their operations and plan for growth, Levi brings deep industry insight and a commitment to client success.

Levi Fishman, Esq.

Explore Our Approach

Contractors & Construction Insurance

The Tropolis Advantage

How Our Coverage Is Built

Coverage That Shows Up on the Jobsite

Ready for Renewable Work

Experience You Can Count On

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