Employee Benefits

Why Choose Tropolis?

Delight & Retain

Our personalized packages are designed to motivate and inspire your deserving team

Peace of Mind

As a trusted partner, our policies come with a commitment to exceptional service

Competitive Rates

Let us earn your trust with great rates for comprehensive coverage packages

Medical Insurance Protection for unexpected injuries, covering out-of-pocket expenses such as medical bills and hospitalization. This coverage ensures employees can focus on recovery without financial stress, enhancing their well-being and security.

Prescription Insurance Covers the cost of prescription medications, reducing out-of-pocket expenses and ensuring employees have access to necessary medications.

Dental Insurance Covers routine and emergency dental care, including check-ups, cleanings, fillings, and major dental work, ensuring employees maintain good oral health.

Vision Insurance Covers routine eye care, including exams, glasses, and contact lenses, promoting good eye health and reducing out-of-pocket expenses for vision-related needs.

Short-Term Disability Provides income protection for employees who are temporarily unable to work due to illness or injury, offering a percentage of their salary for a specified period.

Long Term Disability Protects employees' income if they are unable to work due to a long-term illness or injury, providing a percentage of their salary during the disability period.

Life Insurance Provides financial security for employees' families in the event of the employee's death, offering lump-sum payments to cover expenses such as funeral costs and outstanding debts.

Auto / Home This coverage through MetLife protects vehicles and homes against damages, theft, and liability. This insurance ensures financial security by covering repair costs, replacements, and legal expenses.

Identity Theft Offers protection and assistance in the event of identity theft, helping employees recover their identities and prevent financial loss.

Pet Insurance Covers veterinary expenses for employees' pets, including routine check-ups, treatments, and emergency care, providing peace of mind for pet owners.

Voluntary Employee Benefits

Options may include accident, critical illness, hospital indemnity, pet insurance, identity theft, and other employee-paid benefits.

Accidental Death & Dismemberment

Provides financial protection in the event of accidental death or severe injury, offering lump-sum payments to cover medical costs, funeral expenses, and loss of income.

Self-Insured Plans Employers assume the financial risk for providing healthcare benefits to employees, offering customized plans and potentially reducing overall healthcare costs.

Cafeteria Plans Allows employees to choose from a variety of pre-tax benefit options, such as health insurance, dental plans, and flexible spending accounts, tailoring benefits to individual needs.

Health Savings Account (HSA) Paired with high-deductible health plans, these accounts let employees save pre-tax dollars for medical expenses, with funds rolling over year to year and earning interest.

Health Reimbursement Account (HRA) Employers fund these accounts to reimburse employees for qualified medical expenses, offering tax-free contributions and greater healthcare cost management.

Flexible Spending Account (FSA) Allows employees to set aside pre-tax dollars for eligible healthcare expenses, reducing taxable income and helping manage out-of-pocket costs.

Defined Contribution Health Plan Employers provide a fixed amount of money for employees to purchase their own health insurance, offering flexibility and control over healthcare choices.

Fixed Contribution Health Plan Employers offer a predetermined contribution towards employees' health insurance premiums, simplifying budgeting and providing predictable healthcare costs.

Healthcare Reform Refers to changes in healthcare policies aimed at improving access, affordability, and quality of care, impacting employer-sponsored health benefits.

Hospital Indemnity Provides cash benefits to help cover out-of-pocket expenses during a hospital stay, including co-pays, deductibles, and everyday living costs.

COBRA & Continuation Support

Guidance and coordination for employee navigating continued coverage.

Third-Party Administrator Coordination

Support selecting and working with third-party administrators for specialized plan needs.