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Commercial Auto

Commercial Automotive Insurance

Coverage built for dealerships, service operations, fleets, and specialty vehicles
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The Tropolis Advantage

Protection that keeps your operation moving without unnecessary complexity

  • Access to automotive-focused carriers built for dealerships, service operations, fleets, and specialty vehicles
  • Practical guidance across coverage structure, vehicle use, employee exposure, and operational change

How Our Auto Coverage Is Built

Every automotive operation faces different risks based on vehicle use, services offered, employee activity, and growth plans. Our process starts with understanding how your operation actually runs and builds coverage around that reality.
number-1
Understand the operation
Review of your vehicles, daily use, services performed, employee roles, customer interaction, and how vehicles are used daily.
number-2
Identify the pressure points
Review of current coverage, common automotive gaps, contractual requirements, and areas where claims tend to arise.
number-3
Build the program
Coverage structured to support active operations, changing vehicle use, and future growth in a clear, manageable way.

 

Automotive Coverage, All in One Place

Protection designed for vehicles, people, and the realities of automotive operations. Coverage shown highlights core options, with additional options available based on how your business operates.

Commercial Auto Liability Coverage for owned, hired, and non owned vehicles used in daily operations, including employee driving and customer interaction.
Garage Liability

Protection for bodily injury and property damage tied to dealership and service operations, including premises and completed work.
Physical Damage and Collision Coverage for damage to owned vehicles, inventory, and specialty vehicles from collision and other covered losses.
Workers’ Compensation Coverage for employee injuries tied to driving, service work, loading, unloading, and day to day operations.
Motor Truck Cargo

Protection for cargo and goods in transit when transportation exposure is part of your operation.
Crime and Fidelity Coverage addressing employee dishonesty, theft, and financial loss.
Cyber Liability Protection for data, systems, and customer information tied to sales, service, and digital operations

Experience You Can Count On

Meet Levi Fishman, the agency partner leading our Commerce Township office. With decades of experience helping scrap metal recycling businesses protect their operations and plan for growth, Levi brings deep industry insight and a commitment to client success.
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Levi Fishman, Esq.
Explore Our Approach
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Begin Your Automotive Coverage Review

Take a closer look at how your vehicles are insured today and where gaps may exist. A focused coverage review helps ensure protection keeps pace with how your automotive business operates.
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