Manufacturing Insurance

Your buildings and machinery work together to support output. Coverage planning should consider replacement values, installation time, and how long specialized equipment could take to return to service.

The way customers use your products matters as much as how you make them. Review end uses, quality controls, and customer requirements when selecting liability limits and terms.

Production shifts, maintenance duties, loading activities, and deliveries create different exposures. Your insurance program should reflect the work performed across your facilities and on the road.

A customer may allege financial loss from a product defect without an injury or physical property damage. Manufacturers errors and omissions coverage can address qualifying claims that fall outside general liability.

Identify key suppliers, customers, and outside processors. Dependent property coverage may help with certain interruptions following covered damage at those locations; routine shortages and delays are not automatically insured.

Chemical use, waste handling, and product withdrawals require separate attention. Evaluate environmental and recall coverage according to your materials, processes, and distribution footprint.