Whether you manage condos, apartments, rental homes, or entire portfolios, habitational insurance protects more than just the building. Tropolis designs coverage for structures, common areas, liability exposures, and even lost rental income — all with carriers rated A- or better by AM Best.
As an independent agency, we connect your property with the right market, delivering a smart balance of financial strength, competitive pricing, and personalized service.
Why Property Owners Trust Tropolis
Trusted by Property Leaders
Condo boards and managers choose us for reliable, responsive insurance expertise.
Coverage and Carrier Options
We place coverage only with carriers rated A- or better by AM Best, giving you confidence in long-term stability.
Fast, Simple Quotes
Skip the endless forms—our streamlined process gets you a quote quickly and easily.
Stronger Coverage for Every Corner of Your Property
Our habitational insurance covers apartment buildings, outbuildings, parking areas, and common spaces with protection against wind, fire, water damage, and more—plus optional enhancements like loss of rent, ordinance or law, and equipment breakdown.
Property Protection
Coverage for apartment buildings, outbuildings, fences, and parking areas.
Standard perils
Wind, hail, fire, lightning, vandalism, and water damage included.
Robust Liability
Comprehensive limits for premises and shared/common areas.
Enhancement Options
Add protection for loss of rent, ordinance or law, water & sewer backup, equipment breakdown, and more.
What's in It for You?
Peace of Mind
We compare coverage across 150+ insurers so your shop gets protection built for its real risks.
Financial Security
We deliver competitive choices that balance cost and protection—so you know your coverage is reliable and cost-effective.
Time Saved
We handle the shopping and negotiating so you can stay focused on your business.
Hear from Fellow Business Owners
As a long-time customer for over 25 years with Tropolis, I can confidently say that our experience with them has been nothing short of excellent! They’ve consistently provided top notch service and support to our ever growing and expanding company. They have seamless communication, a high level of professionalism, and make the claims process hassle-free.
Jill F.
CFO
Tropolis is always working to reduce our cost as a company and offers advice on how to structure our multiple policies consistently providing solutions throughout the year. They go beyond the selling of insurance and offer us day to day assistance with claims management, loss control, manager training, they are not only there at renewal time but your partner in these areas all year long.
Nazar S.
COO
Tropolis has been nothing short of outstanding, their commitment to customer satisfaction coupled with their expertise in our industry...sets them apart as a premier insurance agency. They really go the extra mile. I wholeheartedly recommend Tropolis to anyone in search of reliable coverage and exceptional service.
Pete P.
COO
Get Started Today
1
Get a Free Quote:
Fill out our quick online form below or call us at (248) 926-1300.
2
Customize Your Coverage:
Our specialists will design options around your operations and risk profile.
3
Protect Your Future:
Enjoy peace of mind knowing your property is fully protected.
Ready to Secure Your Property?
Take a moment to tell us about your property, and we’ll deliver a customized proposal built for your business.
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