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Tropolis-Northville

Our Northville team delivers forward-thinking insurance solutions and proactive risk insights beyond the policy.
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Why Clients Choose Tropolis-Northville

No one understands risk and safety like our team in Northville. Tropolis–Northville goes beyond just placing coverage—we evaluate and advise businesses on a wide range of risks, including the rising need for cyber protection. Our team takes the time to understand your operations and the evolving landscape around them. We continuously review new products and strategies to ensure our clients have access to the right programs for their industry.


BUSINESS RISK EXPERTS 

 

100% COMMERCIAL FOCUS

 

 

CONSULTATIVE APPROACH

 

"Our unique approach goes far outside the box of a traditional insurance agency."

Paul Murphy
Paul MurphyAgency Partner

A Unique Perspective on Risk

Tropolis–Northville professionals manage insurance programs for large and small companies with national and international exposures. Our unique approach not only prevents and controls traditional insurance claims but also improves clients’ business efficiency. We aim to become an extension of our clients’ management teams, offering personalized advice and services well beyond a traditional insurance agency. Learn more below.

Industry Practice Groups

While we proudly serve a range of industries, scrap dealers are a key specialty. Our extensive experience in the scrap industry allows us to provide targeted coverage that addresses the unique challenges you face. It's a standout focus in our wide range of insurance solutions.

Industries

We provide industry-specific insurance and risk management solutions for all types of commercial risks with a special focus on manufacturing, distributors, restaurants and hospitality (with a focus on multi-unit operators), and technology businesses. 

Commercial Real Estate

We have extensive experience in insuring commercial real estate accounts of all sizes and complexities. From office buildings and retail centers to industrial properties and mixed-use developments, we provide tailored insurance solutions that address property, liability, and business interruption exposures. Our strong carrier relationships and market knowledge allow us to secure competitive terms and comprehensive coverage, ensuring your assets are protected and your investment is secure.

Manufacturing

Precision manufacturing requires precision risk management. From supply chain disruptions to workplace safety, Tropolis-Northville helps manufacturers of all types minimize risk and protect their operations.  With special expertise in the area of auto parts manufacturing, borne out of our deep roots in the Motor City, we represent multiple Tier 1 suppliers, including those with international operations.

 

Retail

Tropolis-Northville offers tailored insurance solutions designed specifically for retail operations of all sizes. We understand the unique risks faced by retailers—from property damage and theft to liability and business interruption—and provide comprehensive coverage to protect every aspect of your business. Whether you operate a single storefront or a multi-location chain, our team delivers responsive service and customized policies to keep your operations running smoothly and securely.

Restaurants & Hospitality with a special focus on multi-unit operators

Our office has extensive experience insuring restaurants of all types, with a strong focus on multi-unit operators. We insure thousands of restaurants nationwide, from quick-service chains to fine dining establishments, giving us unmatched insight into the industry's unique risks. Our dedicated team works closely with clients to implement tailored loss control programs and safety initiatives that help reduce claims, improve workplace safety, and protect your bottom line. Whether you operate a handful of locations or hundreds, we have the expertise and resources to support your growth and safeguard your business.

Learn More Here >>
Technology

Tropolis-Northville has extensive experience insuring technology companies, with a strong focus on addressing complex management liability exposures. We provide tailored coverage solutions for critical risks such as cyber extortion, data breaches, and network security failures, as well as employment practices liability including discrimination, harassment, and wrongful termination claims. For tech firms with a global footprint, we also offer solutions that address international exposures, ensuring comprehensive protection wherever your business operates.

Restaurants & Hospitality

Keep your business cooking with coverage that’s built for the heat of the kitchen. We specialize in insuring restaurants, bars, and hospitality groups with policies that cover general liability, liquor liability, property, workers’ comp, and more.

Coverages

Protect your leadership, data, and assets with coverage designed to address internal risks—like management decisions, employment claims, cyber incidents, and financial crime.
Property & Casualty

Comprehensive protection for the core of your business. Our property and casualty solutions cover buildings, equipment, general liability, and commercial auto—built to help businesses manage day-to-day exposures and recover quickly when losses occur.

Management Liability Management liability coverage protects business leaders from claims tied to governance, employment practices, cyber threats, and internal fraud. This includes D&O, EPL, cyber liability, and crime coverage—safeguarding your organization’s leadership, data, and financial integrity.
Risk Management Programs

Tropolis-Northville structures complex risk management programs tailored to the unique needs of large businesses. Our team has deep expertise in designing and administering loss-sensitive insurance solutions, such as large deductibles and retrospective rating plans, to align with your risk appetite and financial goals. We also provide comprehensive loss control services to help prevent claims before they happen, combining proactive strategies with data-driven insights to protect your operations and reduce total cost of risk.

Coverages

P&C Photo
PROPERTY & CASUALTY
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Management Liability
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Safety Programs
Including D&O, EPL, Cyber & Crime

Meet the Leadership at Tropolis–Northville

Paul Murphy-1
Paul Murphy Agency Partner
Paul Murphy Agency Partner

Our Northville office is led by a team of licensed professionals who bring deep technical expertise and real-world experience to every client relationship.

Our advisors include attorneys, Chartered Property and Casualty Underwriters (CPCUs), Licensed Insurance Counselors (LICs), and experienced risk professionals. This expertise allows us to provide strategic guidance, not just policy placement, so our clients can make more informed decisions for their businesses.

With decades of industry experience, we take pride in building long-term partnerships grounded in trust, service, and results.

Insights from Tropolis-Northville

Discover what smarter risk management looks like.